The 30-year conventional fixed rate mortgage is a very popular program due to it coming with a fixed interest rate over the life of the loan. When you choose a 30-year conventional fixed rate mortgage with loan amounts available up to $484,350, the payments remain the same over the duration of the loan making this an appealing option for those borrowers who have long term plans of staying in their home. This program also offers the lowest monthly payment option than shorter term options and even other relative 30 year programs such as government sponsored loans. Along with those features, the 30-year conventional fixed rate mortgage can be done ELECTRONICALLY / PAPERLESS helping speed up the process from start to finish. NO PAPER, NO KIDDING!