Our ARM products are our most popular products because of the great rates, flexibility, and options. An Adjustable Rate Mortgage is a home loan that is amortized over a 30 year period, but the rate is only fixed for a specified amount of years. We offer 3 year, 5 year, 6 year, 7 year, 10 year and 15 year ARM's. Adjustable Rate Mortgages offer the lowest rates of any product on the market during the initial rate period. Adjustable Rate Mortgages are ideal for a borrower who doesn't want a long term mortgage. Call us to learn more about our Adjustable Rate Mortgage Programs.
The 30-year conventional fixed rate mortgage is a very popular program due to it coming with a fixed interest rate over the life of the loan. When you choose a 30-year conventional fixed rate mortgage with loan amounts available up to $453,100, the payments remain the same over the duration of the loan making this an appealing option for those borrowers who have long term plans of staying in their home. This program also offers the lowest monthly payment option than shorter term options and even other other relative 30 year programs such as government sponsored loans. Along with those features, the 30-year conventional fixed rate mortgage can be done ELECTRONICALLY / PAPERLESS helping speed up the process from start to finish. NO PAPER, NO KIDDING !
The 30 Year High Balance Mortgage is a loan exceeds the conforming loan limits of $453,100 in Fairfield County, but falls under the Jumbo Mortgage threshold of $601,450.. Our rates for this program are as competitive as you will find. If your home falls under these qualifications, call us to learn more about the 30 Year High Balance Mortgage. These mortgages can be done ELECTRONICALLY / PAPERLESS. NO PAPER NO KIDDING
The Jumbo Program enables borrowers to refinance or purchase an amount that exceeds the conforming and high balance loan limits. In Fairfield County, the jumbo threshold is loan amounts over $601,450. If you have a lower debt-to-income ratio, a higher credit score, and a larger down payment, a jumbo loan may be right for you. Call us to learn more about our 30 Year Jumbo Mortgage program.