Your Local Mortgage Experts

PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service. We know you don’t like a lot of red tape and won’t tolerate being treated like a number in an endless pile of paperwork. That’s why at PFS, we communicate with you on a personal level, listen carefully to assess your goals and needs then tailor a mortgage program that fits you perfectly. In contrast to working with big banks or other large national lenders, when you work with PFS you can count on consistent communication and an efficient, hassle free process. Because at the end of the day, we treat people the way we want to be treated.

Contact us today for more information!

PFS Licensed States

The following states we serve currently as we continue to expand our expertise


  Frank O'Brien - NMLS #119949 

  Egan O'Brien -  NMLS #1389505

  Kiernan O'Brien - NMLS #2226345

New York

  Frank O'Brien - NMLS #119949

  Egan O'Brien - NMLS #1389505


  Egan O'Brien - NMLS #1389505


  Kaitlyn O'Brien Brooks - NMLS #1712368

Loans are arranged through 3rd party lenders

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Registered Mortgage Broker-New York State Department of Financial Services